Five categories. One straight explanation each.

Personal loans are unsecured — you don't pledge a car or house against them. Most providers in our network look at credit score, income stability, and existing debt before quoting a rate.

Terms typically run two to seven years. The right loan depends on the trade-off you want between monthly payment and total interest paid — we'll surface providers that fit either side of that line.

Business lending is its own world. Providers care about revenue, time in business, industry, and how you intend to use the money — sometimes more than they care about personal credit.

Funding Pros works with both bank lenders and specialty business providers, so we can match you whether you have years of audited statements or just a few months of merchant processing history.

Consolidation isn't a product so much as a strategy: take out one loan, pay off several others, simplify your life. It only saves money if the new rate is meaningfully lower than the blended rate you were paying.

We match you with providers that specialize in consolidation underwriting, which often means more flexibility on debt-to-income ratios than a generic personal loan.

Auto loans are secured by the vehicle, which usually means lower rates than unsecured personal loans. Refinance options exist for people who took dealer financing and later realized they could do better.

We surface providers that offer pre-approval, so you can walk into a dealership knowing your number — not learn it after you've fallen for the car.

Mortgage lending is its own category, with its own paperwork and timelines. We connect you with providers who handle conventional, FHA, VA, and jumbo loans — and home equity products if you already own.

Because mortgages take weeks to close, the most useful thing we can do is get you to a provider whose process matches your situation. We don't quote rates; we route you to people who will, and who you can actually reach by phone.